When granting credit, ESG aspects are in the interests of a holistic and risk-optimised portfolio management for the Deka Group, alongside economic aspects, and are assessed before making a credit decision. The basis for the credit business is the credit risk strategy of the Deka Group. The Deka Group rules out certain credit business in principle based on a negative list in the credit risk strategy. Its positive list comprises fields of investment in which the Deka Group endeavours to acquire more sustainable financing or to support the extension of these fields of investment. Both lists are published in the Sustainability Report 2025, p. 127-129. 

DekaBank’s “Climate Aligned Credit Framework” is a framework that systematically integrates climate criteria into financing decisions, thereby creating a solid foundation for addressing climate-related opportunities and risks.

Further Information
Further information on the topics discussed can be found on the Deka Group website and/or in relevant documents.